Jumat, 25 Maret 2016

Minggu, 20 Maret 2016

Living In Your Own



Heyy Guys..... Welcome back to my blog again... this is the fourth meeting in this blog, now i want to tell about Living in Your own. So i will share about my budget in my life and how I manage that. But first, I must estimate the payment in my life,so that all the needs in daily life can be fulfilled all.



Hmmm.... Like most people, I used to daydream about winning the lottery or, more precisely, about everything I would buy a motorcycle, a car or big house, maybe I will open my little bussiness. An Apartment would be a miniature house of my own, I decided just like living at home but without the restricting presence of parents. Now, my job is a accountant in a company with a salary of Rp 8.000.000,- per month and totally income per year is Rp 8.000.000,- x 12 = Rp 96.000.000,-, but I have spending that is equivalent to income.But i will estimate spending in my apartment.First in my apartement, i need a Television(Rp 1.000.000,-),AC(Rp. 1.000.000,-), bed(Rp 1.000.000,-) ,wardrobe(Rp 500.000,-) table(Rp 500.000,-) and total cost is Rp 4.000.000,-.

Next is my my budget in daily needs. First in foods, per month I can spend the money of Rp 1.000.000,- for foods. next in vehicle, I spent Rp 1.000.000,- per month to buy gasoline motors and cars. For quota handphone and telephone deposit i spent Rp 200.000,- per mounth, Utilities ( Gas,electric,water) i spent Rp 300.000,-. Next in clothing I spent Rp 500.000,- And the total is Rp 3.000.000,-

So, total needs in the apartment and in my daily needs is Rp 7.000.000 for first month ,and my income first month is Rp 8.000.000,- ,so i have Rp1.000.000,- for saving the remaining money in the bank.



I Think that's all of my blog. Hopefully whats is read can be beneficial to you.
Thankyou ^^

Minggu, 13 Maret 2016

English class II

                 The Art Of Budgeting

Hellow.... Welcome back to my blog Calvin...
Today i want to talk about budget in my future.Yesterday Fanny and Vanesa already talked and explained about the budge in their life and now, I will explain about three goals in my life

First, in my financial goals, i will save money for buy a house about Rp 300.000.000. I buy a house so that in the future my family intertwined with harmony and no longer ride with parent or my brother.
About in at the age of 28-30  that is my target for achieving that goals. I want to make a happy life in my family, especially for to boast my parents for letting me be born  in this life. I always dream,that i want to be seen as a public good in a manage.

In the second, in my educational goals, I will take and continue to get my S2 degree. Before that, i'll work for pay my magister of second economic. And i want to open my own venture capital. I hope in my college now, must be going well for parents proudto me.

In the last goals. Is about my recreatonals goals , i want to go to Taiwan, why? Because i will go to there with my parents to visit Buddhist Temple or Fo Guang Shan. Because there is cold.

Okay thank.you

See you again