By the way, this is the last my post in blog. In the last blog, i want to tell about In Trouble "why consumer don't pay". And i will explain that.
First is Unemployment, each country has an unemployment rate that is definitely different,and unemployment is a person who is try looking for a job but don't get a job at the level of wages applicable.And then is Illness, this problem make people feel won't to not working so they dont have income,this makes them to busy taking care of themselves and do not have the desire to work. Usually occurs in people who are depressed. And next is Overextension, in overextension have some casal, is the poor money management (lock of management the money), emergencies(conditions that will inevitably have to do), Materialism (usually it is more to satisfaction or greed), need for instant gratification (grafication means the desire to want to have, but it's not a necessity). and the last is defectuve goods and services, that problem make consumer not pay, because if defect goods and services it must be people being losses.
And you must know about warnings signs of trouble : you dont know how much you owe, you often pay bills late, you gate a new loan to pay old loans, you pay only the minimum balance due each month, you spend more than 20% of your net income(after paying rent or mortgage) on debt maintenance, you would have an immediate financial problem if you lost your job, the last is you are spending more than you earn, using your saving to pay for day to day expenses.
So, be a good consumer is not late paying and be realistic about what you can afford, and control your financing with your income to be balanced and could keep some of the revenue.If we get a problem, we can finish the problem well.
Rabu, 25 Mei 2016
In Trouble
I think that’s all of my last blog.
Hopefully whats is read can be beneficial to you
Thanks ^^,
for everythink :D
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